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What is Short Term Health Insurance?

Short Term Health Insurance is major medical insurance. Whether you need coverage during a transition or gap between insurance or if you are looking for a solution outside of Obamacare, Short Term Health Insurance offers an affordable and flexible option. Different levels of benefits among plans means you choose the right coverage for you. This flexibility makes Short Term Health Insurance very affordable, typically half the cost of Obamacare plans. These plans offer access to a broad range of healthcare providers, include dental discounts and customization from 1 month to 11 month plans.

Join the hundreds of thousands of people who currently rely on short term health insurance for affordable medical and financial protection. Short Term Health Insurance plans available on AgileHealthInsurance.com are from top insurance carriers, many with a financial strength rating of A+ (Superior) by A.M. Best. The AM Best rating represents an independent opinion from the leading provider of insurer ratings of a company's financial strength and ability to meet its obligations to policyholders.

Read more about Term Health Insurance

Why Agile Health Insurance?

Best Rates

On AgileHealthInsurance.com, you'll find our Short Term Health Insurance plans and dental insurance plans at their lowest available prices. Shopping for the best plans and rates can be confusing and time consuming. Take the worry out of finding your best coverage. The health insurance plans and dental plans offered here, many rated A+ Superior by AM Best, the leading provider of ratings for the insurance industry, are at the lowest rates you can find.

Flexible Protection

Circumstances in your life can change quickly, don't be caught unprotected. Short Term Health Insurance plans provide flexible options from 30 days to 364 days.** From many plans, you can choose the one that best fits your budget, so you won't go another day gambling with your health or financial protection. Our instant approval means that, if eligible, you can be approved in as little as 15 minutes and begin using many of your benefits as early as the very next day***.

Step-by-Step Guidance

Buying health insurance or dental insurance can be time-consuming and confusing. AgileHealthInsurance guides you easily through your online purchase. All the information you need to understand and weigh your choices is presented clearly and simply. Let's get started finding exactly the right plan for you.

* Learn more at: https://www.agilehealthinsurance.com/health-insurance-learning-center/obamacare-vs-term-health-insurance-premiums. Short Term health insurance is streamlined medical insurance, it covers many benefits in the case of illness or accident, but it does not include all ten of the essential minimum benefits of Obamacare. Actual results, individual customer experience may vary.

** U.S. states have different restrictions on the length of short term health insurance coverage. Your states' plan availability will be detailed by the zipcode you provide.

*** Wait times and restrictions may vary; please check your plan details.


AFFORDABLE CARE ACT TAX. Short Term health insurance is health insurance outside of the Affordable Care Act ("Obamacare"). It does not include all ten of the minimum essential benefits of Obamacare and it does not cover pre-existing conditions. To learn more about the tax, its exemptions, and how to calculate the affordability of short term health with the tax, see here. To learn more about the differences between Short Term health insurance and Obamacare, see here.

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