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What is

Term Health Insurance


Term Health Insurance is major medical insurance. Whether you need coverage during a transition or gap between insurance or if you are looking for a solution outside of Obamacare, Term Health Insurance offers an affordable and flexible option. Different levels of benefits among plans means you choose the right coverage for you. This flexibility makes Term Health Insurance very affordable, typically half the cost of Obamacare plans. These plans offer access to a broad range of healthcare providers, include dental discounts and customization from 1 month to 11 month plans.

Join the hundreds of thousands of people who currently rely on term health insurance for affordable medical and financial protection. Term Health Insurance plans available on are from top insurance carriers, many with a financial strength rating of A+ (Superior) by A.M. Best. The AM Best rating represents an independent opinion from the leading provider of insurer ratings of a company's financial strength and ability to meet its obligations to policyholders.

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Best Rates

On, you'll find our Term Health Insurance plans at their lowest available prices. Shopping for the best plans and rates can be confusing and time consuming. Take the worry out of finding your best coverage. The health insurance plans offered here, many rated A+ Superior by AM Best, the leading provider of ratings for the insurance industry, are at the lowest rates you can find.

Flexible Protection

Circumstances in your life can change quickly, don't be caught unprotected. Term Health Insurance plans provide flexible options from 30 days to 364 days.* From many plans, you can choose the one that best fits your budget, so you won't go another day gambling with your health or financial protection. Our instant approval means that, if eligible, you can be approved in as little as 15 minutes and begin using many of your benefits as early as the very next day****.

Step-by-Step Guidance

Buying health insurance can be time-consuming and confusing. AgileHealthInsurance guides you easily through your online purchase. All the information you need to understand and weigh your choices is presented clearly and simply. Let's get started finding exactly the right plan for you.

* Potential savings amount based on average term health insurance monthly premiums as compared to average unsubsidized Affordable Care Act bronze plan premiums for the same nonsmoking age/gender applicant profiles. The $204 amount represents the average savings across 30, 40, and 50 year-old applicant profiles (learn more), using the higher term premium amount when premiums differed by gender. Actual savings depend on factors such as age, gender, and region. Learn More

** Actual results, individual customer experiences may vary

*** U.S. states have different restrictions on the length of term health insurance coverage. Your states' plan availability will be detailed by the zipcode you provide.

**** Wait times and restrictions may vary; please check your plan details.

AFFORDABLE CARE ACT TAX. Term health insurance is not considered “minimum essential coverage” and you may be subject to the Affordable Care Act uninsured tax if you do not qualify for an exemption. To learn more about the tax and how consumers can determine if the combination of the tax and a Term Health Insurance premium can be cheaper than traditional insurance for their circumstances, see here

These Short Term Medical plans do not provide coverage for preexisting conditions nor the mandated coverage necessary to avoid a penalty under the Affordable Care Act.

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