Term Health Insurance

An Affordable Alternative to Obamacare

Meet the Experts

Bruce Telkamp

Bruce Telkamp, CEO of AgileHealthInsurance.com, has been a longtime leader in transforming how consumers and small businesses shop for and use their healthcare benefits. He is also co-founder and CEO of HealthPocket, the nation’s largest and most comprehensive source for health insurance. He served as executive vice president at eHealth Inc. for 12 years, overseeing all business, operations and marketing functions. Before that Mr. Telkamp was a senior executive with MetaCreations and an attorney with Wilson Sonsini Goodrich & Rosati. He has a law degree from the University of California, Hastings and a bachelor's of arts degree in economics from the University of California, Los Angeles.

Sam Gibbs

Sam Gibbs is executive director for AgileHealthInsurance.com and focuses on consumer engagement. An acknowledged expert on health care public policy, he is a featured speaker at the annual World Health Care Congress and the National Health Insurance Exchange Summit. He also frequently appears in national news outlets, including Fox News, Bloomberg, the Wall Street Journal and Reuters. Previously, he served 15 years in various senior executive positions at eHealth Inc., most recently as president of its government systems division. Before eHealth, Mr. Gibbs was the founder and president/CEO of AVCOM Systems, Inc. Mr. Gibbs holds a bachelor's of science degree in aeronautical technology from Arizona State University and a master’s degree with a concentration in public affairs from the University of North Carolina at Asheville.

AFFORDABLE CARE ACT TAX. Short Term health insurance is health insurance outside of the Affordable Care Act ("Obamacare"). It does not include all ten of the minimum essential benefits of Obamacare and it does not cover pre-existing conditions. To learn more about the tax, its exemptions, and how to calculate the affordability of short term health with the tax, see here. To learn more about the differences between Short Term health insurance and Obamacare, see here.