December 4, 2018 09:00ET

AgileHealthInsurance is Now Offering Health Insurance Plans For Up to 36 Months

Many States Adopting new rules to allow consumers longer coverage

Mountain View, Calif. – December 3, 2018 – announced today that it is now expanding its product portfolio by offering Short Term Medical Insurance plans with maximum coverage durations of up to three years. This update is great news for consumers who are frustrated with frequently reapplying.

As part of the recent regulatory updates earlier this fall, Health & Human Services and the Centers for Medicaid & Medicare Services created a rule that allows consumers to purchase a Short Term Medical Insurance plan that allows them to link together three 12 month policies consecutively so they can remain covered. Several states including Alabama, Kentucky and Florida have implemented the new rule, giving consumers the option for 36 months of coverage. The option allows consumers to keep their plans instead of having to continuously reapply or shop for new coverage at the end of each policy period. Additionally, consumers who purchase these new longer duration plans from can add a Pre-Existing Conditions Waiver, which provides pre-existing conditions protections from one policy period to the next. With the Pre-Existing Conditions Waiver, any medical conditions that are discovered and covered after the start of the initial policy term will automatically be covered in all subsequent terms. This means that members will be able to keep their coverage and will be protected long after medical conditions, illnesses, or injuries arise.

Although several insurance companies have begun offering 12 month plans in several states, is among the first to offer the 36 month options online. Gavin Southwell, CEO of AgileHealthInsurance says, “With the introduction of these plans on the Agile site, the process for securing longer duration major medical health insurance is now easier for our customers. We are also proud to offer certain pre-existing conditions protections with these plans to better protect our customers while continuing to deliver affordable and reliable health insurance options.”

Short Term Medical Insurance is a form of major medical health insurance that has been around for several decades and has helped millions of Americans gain coverage for a lower cost than other health insurance options. Since the full implementation of the Affordable Care Act, it has been seen as a way to bridge employer or ACA plans. Not all states have adopted the longer duration option, but has created an interactive guide so consumers can learn what the maximum coverage options are for their state.

Kevin McVicker,
(703) 739-5920 was launched in 2015 to educate consumers on the availability of private market health insurance products that are alternatives to Affordable Care Act (Obamacare) plans. Today AgileHealthInsurance is the largest distributor of short term medical insurance, providing a fast, online process for purchasing these plans. Short Term Medical Insurance is a flexible and low-cost major medical insurance for individuals without expensive pre-existing health conditions. It is not Obamacare. Short-term health plans offer consumers the flexibility to choose health plans with the benefits that matter most to them and combine these benefits with broad provider networks. Additional information about AgileHealthInsurance can be found at

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