April 28, 2016 09:00ET
Mountain View, CA – For the millions of college students preparing to graduate over the next few months, determining their health care coverage after graduation can cause as much anxiety and confusion as finding a job or new housing. For many, the immediate post-college years represent the first time in life they may not be covered by their parents’ policies or by their university. Moreover, it may also represent the first time they will be paying for health insurance on their own.
Regardless of whether students have offers in hand or are still hitting the pavement, here are several tips from AgileHealthInsurance.com they should keep in mind:
"Graduates face what can seem to be a daunting, confusing landscape of health care coverage rules and regulations," says Sam Gibbs, executive director of AgileHealthInsurance.com. "Yet they have options and can arm themselves with knowledge to make the most informed, cost-effective health care choice that suits their needs."
All students should make sure they understand the benefits offered by different plans, as well as what terms like "premium" and "deductible" refer to. They also should familiarize themselves with the Affordable Care Act — what it requires of them, if they are eligible to receive a subsidy and what the penalty is for not having ACA health insurance. In some instances, health care plans outside of the ACA may suit their needs well and still be less expensive even when factoring in the penalty they would pay.
Graduates also should stay informed about new Obamacare rates set to be released this summer; whether other large providers leave the government marketplace (as UnitedHealthcare recently did); and any changes to the ACA that may be proposed under a new president next year.
To learn more about term health insurance, visit AgileHealthInsurance's Learning Center at www.AgileHealthInsurance.com.
AgileHealthInsurance is the Internet’s first site dedicated to helping consumers understand the benefits of term health insurance. These plans are the culmination of extensive research on health insurance needs in the Affordable Care Act era. AgileHealthInsurance also provides best-of-class plan comparison and online enrollment tools to accompany these new plans. Additional information can be found at www.AgileHealthInsurance.com
CONTACT:
Kevin McVicker,
(703) 739-5920
AgileHealthInsurance.com was launched in 2015 to educate consumers on the availability of private market health insurance products that are alternatives to Affordable Care Act (Obamacare) plans. Today AgileHealthInsurance is the largest distributor of short term medical insurance, providing a fast, online process for purchasing these plans. Short Term Medical Insurance is a flexible and low-cost major medical insurance for individuals without expensive pre-existing health conditions. It is not Obamacare. Short-term health plans offer consumers the flexibility to choose health plans with the benefits that matter most to them and combine these benefits with broad provider networks. Additional information about AgileHealthInsurance can be found at www.AgileHealthInsurance.com.
AgileHealthInsurance.com is a Silicon Valley-based technology company and independently managed division of Health Insurance Innovations, Inc. (NASDAQ: HIIQ). This press release contains "forward-looking statements" within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Forward-looking statements are statements other than historical fact, and may include statements relating to goals, plans and projections regarding new markets, products, services, growth strategies, anticipated trends in our business and anticipated changes and developments in the United States health insurance system and laws. Forward-looking statements are based on our current assumptions, expectations and beliefs are generally identifiable by use of words "may," "might," "will," "should," "expects," "plans," "anticipates," "believes," "estimates," "predicts," "potential" or "continue," or similar expressions and involve significant risks and uncertainties that could cause actual results, developments and business decisions to differ materially from those contemplated by these statements. These risks and uncertainties include, among other things, our ability to maintain relationships and develop new relationships with health insurance carriers and distributors, our ability to retain our members, the demand for our products, the amount of commissions paid to us or changes in health insurance plan pricing practices, our ability to integrate our acquisitions, competition, changes and developments in the United States health insurance system and laws, and our ability to adapt to them, the ability to maintain and enhance our name recognition, difficulties arising from acquisitions or other strategic transactions, and our ability to build the necessary infrastructure and processes to maintain effective controls over financial reporting. These and other risk factors that could cause actual results to differ materially from those expressed or implied in our forward-looking statements are discussed in HIIQ's most recent Annual Report on Form 10-K filed with the Securities and Exchange Commission (SEC) as well as other documents that may be filed by HIIQ from time to time with the Securities and Exchange Commission, which are available at www.sec.gov. Any forward-looking statement made by us in this press release is based only on information currently available to us and speaks only as of the date on which it is made. You should not rely on any forward-looking statement as representing our views in the future. We undertake no obligation to publicly update any forward-looking statement, whether written or oral, that may be made from time to time, whether as a result of new information, future developments or otherwise.
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