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Help Home»Learning Center»Republican Efforts To “Repeal and Replace” Have Taken Many Turns Since Early 2017:

AgileHealthInsurance Report | 2017-03-22

Republican Efforts To “Repeal and Replace” Have Taken Many Turns Since Early 2017:

The American Health Care Act

Some of the key efforts were:

The AHCA was pulled from vote in March 2017 once House Republicans realized it was not going to have the votes to pass.Following several attempts to pass of various iterations, Congressional Republican leaders have put the Repeal and Replace strategy on the backburner, and have chosen to use other measures such as tax reform, and departmental regulations to make changes to the Affordable Care Act.

In October 2017, President Trump signed the "Presidential Executive Order Promoting Healthcare Choice and Competition Across the United States", which requires the Treasury, Health and Human Services, and other federal agencies to make regulatory changes to the way the ACA is enforced. Among the many changes ordered are, the ability for consumers to be able to purchase insurance across state lines, lengthening the coverage term for Short Term Health Insurance, and allowing more flexibility within health reimbursement accounts.

On December 22nd 2017, A tax reform bill was signed that removes the tax penalty currently associated with the individual mandate in the Affordable Care Act. Effectively, this enables consumers to purchase health insurance and other options outside of the ACA.

The American Health Care Act

Short Term Health Insurance is health insurance outside of the Affordable Care Act ("Obamacare"). Health Benefit Insurance is comprised of fixed indemnity and may include supplemental insurance products and non insurance supplementary health products/services; it is not major medical insurance. Neither Short Term Health Insurance nor Health Benefit Insurance cover pre-existing conditions, they do not include all ten of the minimum essential benefits of Obamacare, and you may be subject to the Affordable Care Act Uninsured Tax (The 2017 Congressional Tax Reform Act does not eliminate this tax until 2019). You can learn more here.