Short Term Health Insurance is a major medical insurance alternative to the Affordable Care Act (Obamacare). Whether you need coverage during a transition or gap between insurance or if you are looking for a solution outside of Obamacare, Short Term Health Insurance offers an affordable and flexible option. Different levels of benefits among plans means you choose the right coverage for you. This flexibility makes Short Term Health Insurance very affordable. Plans are typically half the cost of Obamacare plans.