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“We built for people who find the existing health insurance marketplace too expensive, too restrictive, and too confusing.”

Bruce Telkamp
Co-founder of

“This help center is designed to help you understand your benefits and quickly answer your questions so you don’t waste time sitting on hold.”

Dr. Sheldon Wang
Co-founder of
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Short Term Health Insurance is health insurance outside of the Affordable Care Act ("Obamacare"). Health Benefit Insurance is comprised of fixed indemnity and may include supplemental insurance products and non insurance supplementary health products/services; it is not major medical insurance. Neither Short Term Health Insurance nor Health Benefit Insurance cover pre-existing conditions, they do not include all ten of the minimum essential benefits of Obamacare, and you may be subject to the Affordable Care Act Uninsured Tax. You can learn more here.