Agile Help CenterStandard Life and Accident Insurance Company
One of the popular aspects of short-term medical insurance plans is they do not confine the member to a specific network. In other types of major medical plans, if a member seeks services outside of the network they either have a higher percentage of cost shares or they have to pay the full claim themselves. The only downside to the open network allowance is that the member may get balance billed (definition: the difference between what your health insurance reimburses and what the doctor chooses to charge). To avoid the chance of balance billing, a member needs to see a network provider. Your network is the Multiplan PHCS. Please click on the link to the right to access provider search.