Underwritten by: CHUBB
Agile Secure brings together a unique collection of health benefits that can help protect you and your finances in case of an emergency. Agile Secure can help pay the expenses associated with accidents and critical illnesses. Agile Secure is a membership level in the Med-Sense Guaranteed Association that allows these products to be sold together
What is included?
Critical Illness Insurance
Underwritten by: FEDERAL INSURANCE COMPANY, a Chubb Company for benefits in case of critical illness
- Maximum Benefit Limit: $20,000
Accident Medical Insurance
Underwritten by: FEDERAL INSURANCE COMPANY, a Chubb Company, for benefits in case of accidents
- Maximum Benefit Limit: $15,000
A telemedicine solution that solves the three biggest issues in healthcare: Access, Cost, and Quality:
- 24/7 availability
- Available in all states
How it works
- Request a visit with a doctor 24 hours a day, 365 days a year, by web, phone, or mobile app. Want to see the doctor? Choose “video” as the method for your visit. Feeling camera shy? Choose “phone.” Got a busy schedule? Select a time that’s best for you by choosing “schedule” instead of “as soon as possible.” We’ll search our national network of U.S. board- certified physicians, dermatologist and therapists and pair you with a doctor licensed in your state. The doctor will review your medical records. Your medical history provides valuable information to the doctor regarding past conditions, medications, allergies as well as information about your family’s medical history.
- Talk to the doctor. Take as much time as you need…. there’s no limit! We lead the market with the industry’s most comprehensive suite of telehealth services. You can receive convenient, quality care from a variety of licensed healthcare professionals.
- If medically necessary, a prescription will be sent to the pharmacy of your choice. Receive the treatment you need in a timely, expedient manner. In addition, you have the ability to send your visit results to your primary care physician.
Just call 1-800-Teladoc and provide your Teladoc account information.
Karis360 takes the hassle out of healthcare by helping members with questions about insurance claims, medical billing, and where to go for care:
- Concierge services for members so they don’t have to deal with their healthcare questions and issues alone.
- Unlimited assistance from a Personal Advisor who works directly with a member’s healthcare providers to help reduce their out-of-pocket medical bills.
RX Helpline assists members with advocacy and discounts to make prescription medications more affordable.
- Personalized Assistance: Review all possible savings with one of its specialized advocates.
- Real Savings: Members save on average 44% per prescription.
- Instant Access: Receive immediate access to top national cost-savings program for all brand name and generic medications.
PEP is an online personal health and fitness program that helps members achieve their goals regardless of level of fitness, age, or experience. PEP provides the tools you need to make positive fitness changes in your life and boost your well-being.
- Personalized workouts with animations
- Daily health tips on nutrition, weight-loss, exercise and disease prevention
- Daily feed of health and fitness related articles
- Health calculators for self-assessments
- Health tracking and points for incentive programs
- Early detection and prevention tests
- Web and mobile ready
- Links to hundreds of additional fitness resources
- 24/7 site access
Who is it for?
Agile Secure is ideal for people who want:
- Have high deductible plans and want to mitigate that financial risk: Some major medical plans (both short-term health and Obamacare insurance) have very high deductibles but Agile Secure can provide cash to pay down those deductibles in the event of a covered accident or diagnosis of a critical illness.
- Are not eligible for major medical insurance, for example because you are outside of the OEP for ACA Plans and do not qualify for an exception, or your application for short-term health insurance has been rejected because of a pre-existing condition: Although Agile Secure does not cover pre-existing conditions, your application will not be rejected. Agile Secure can provide protection from accidents and critical illnesses such as strokes or heart attacks.
- Live in a state where Short-Term Health Insurance is not available: Agile Secure can provide accident or critical illness coverage and other services such as telemedicine.