What Is Supplemental Medical Insurance?
Supplemental medical insurance adds a layer of protection to your medical insurance by paying a set amount when you experience an accident or critical illness covered by the plan. Supplemental medical insurance plans are designed to work as a complement to your major medical insurance (Obamacare or short term medical plans) or Limited Medical plans.
Supplemental medical insurance products fall into two categories, critical illness insurance and accident insurance.
Critical illness insurance
Critical illness insurance pays a set amount of money to help cover bills associated with some of the most common critical illnesses that you may experience. Examples include:
- Skin cancer
- Type 1 cancer
- Type 2 cancer
- Heart attack
Accident insurance is a supplemental medical insurance that pays a set amount of money when you have a covered accident. Many accident insurance plans also provide an accidental death and dismemberment (ADD) benefit. Some common examples are:
- Broken bones
Why Should I Get a Supplemental Medical Insurance Policy?
Accidents and illnesses happen, and although many insurance plans generally cover these instances, you may still be stuck with high deductibles, and other fees that can leave you with a bill for thousands of dollars. For an affordable monthly rate, your supplemental medical insurance policy can help pay these fees and protect you financially.
Supplemental Medical Insurance Through AgileHealthInsurance
Agilehealthinsurance offers both accident and critical illness insurance packaged together in the Agile Secure product. Click the link below, and see how affordable a supplemental medical insurance plan can be.Get A Quote