Short-Term Medical Insurance Plans

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Why Choose Aspen Short-Term Medical Insurance Plans?

Life is unpredictable so you should always have health insurance to protect your financial wellbeing. For those times you find yourself without employer health insurance coverage, an Aspen Short-term Health Insurance plan is an affordable solution. Purchase an Aspen plan until permanent insurance becomes available for you.

Aspen Short-term Health Insurance plans offer many attractive benefits for its members:

  • $40 Copayment to visit the doctor's office and/or urgent care clinic.
  • Access to the PHCS nationwide network of providers.
  • Annual routine physical is included for each covered person with a $50 Copayment.

It is ideal for those who are:

  • Between jobs or have been laid off
  • Waiting for employer benefits
  • Part-time or temporary employee
  • Recently graduated
  • Without adequate health insurance

Aspen STM Feature Highlights

  • Coverage Period Maximums of $1,500,000
  • Deductible options of $1,000, $2,500, $5,000 or $7,500
  • Access to the nationwide PHCS Network
  • Coinsurance options: 70/30, 80/20
  • Maximum out-of-pocket options: $2,000, $5,000, or $10,000
  • Purchase in full or make monthly payments

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Short-Term Medical Insurance Plans