Underwritten by: Federal Insurance Company, a Chubb company.
Hospital and medical charges have risen significantly in the past few years. Most healthcare plans do not cover all the expenses when an individual becomes hospitalized. Unfortunately, most individuals need to rely on their savings to make up the difference.
Cardinal Choice is an innovative indemnity health benefit that is intended to supplement your major medical health care plan. It pays a daily benefit for each day you are confined in a hospital, or depending on the plan you select, certain other medical services. Benefits are payable directly to you regardless of any other insurance you may have. These benefits may be used to help cover out-of-pocket medical expenses or any other expenses you may have.
|Hospital Insurance - Underwritten by: Federal Insurance Company, a Chubb company|
|Inpatient Hospital Stay||$750||$1,000||$1,500||$2,000|
|Maximum Benefit Days (per Plan Year)||10||10||30||90|
|Doctor Insurance - Underwritten by: Federal Insurance Company, a Chubb company|
|Physician Office Visit||$75||$75||$100||$100|
|Maximum Visits (per Plan Year)||3||6||6||6|
Cardinal Choice is ideal for people who want: