Standard Life Select

Short-Term Medical Insurance Plans

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Why Choose Standard Life Select Short-Term Medical Insurance Plans?

We know how important it is to find the right plan and benefits. Your Standard Life Select STM plan offers a deductible, coinsurance and lifetime maximum amount tailored to your needs. We've got you covered! Your plan offers doctor visit copays, wellness exams and a PPO network accepted at almost 900,000 healthcare providers.

Finding a doctor for the first time? Not a problem! Choosing a doctor in the PHCS Network has never been easier. You can search by location, zip code, doctor's name or just the type of doctor you are looking for.

It is ideal for those who are:

  • Bridging the open enrollment gap
  • Recent graduates
  • Part-time or temporary employees
  • Without adequate health insurance
  • Between jobs or have been laid-off
  • Waiting for employer benefits to start

Standard Life Select Health Insurance Feature Highlights

  • Coverage Period Maximum of $250,000 to $1 million
  • Deductible options: $250, $500, $1,000, $2,500, $5,000, $7,500, or $10,000
  • Coinsurance Percentage: In-Network plan 100/0, 80/20, 70/30 (Out-of-Network is 20% less)
  • Stop Loss Amount: $10,000 or $20,000

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Free Term Health Insurance Quote

AFFORDABLE CARE ACT TAX. Short term health insurance is health insurance outside of the Affordable Care Act ("Obamacare"). It does not include all ten of the minimum essential benefits of Obamacare and it does not cover pre-existing conditions. To learn more about the tax, its exemptions, and how to calculate the affordability of short term health with the tax, see here. To learn more about the differences between Short term health insurance and Obamacare, see here.

Standard Life Select

Short-Term Medical Insurance Plans