Short-Term Medical Insurance Plans

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Why Choose Golden Rule Insurance Company Short-Term Medical Insurance Plans?

UnitedHealthOne is the consumer brand name for the UnitedHealthcare family of companies offering personal health insurance products. Golden Rule Insurance Company, a UnitedHealthcare company, is the underwriter and administrator of short-term medical plans. With nearly 70 years of experience, UnitedHealthcare understands the needs of individuals and families seeking health insurance.

With UnitedHealthOne plans, members enjoy access to 1 million physicians and other healthcare professionals, and approximately 6,000 hospitals and other facilities in the UnitedHealthCare Network. Within this broad network, members receive care at reduced costs because the in-network providers have agreed to lower fees for covered expenses.

It is ideal for those who are:

  • Bridging the open enrollment gap
  • Recent graduates
  • Foreign students attending U.S. schools
  • Part-time or temporary employees
  • Without adequate health insurance
  • Between jobs or have been laid-off
  • Waiting for employer benefits to start

Golden Rule Insurance Company Health Insurance Feature Highlights

  • Coverage Period Maximum of $1 million
  • Length of coverage up to 6 or 11 months in many states
  • Deductible options: $1,000, $2,500, or $5,000
  • Coinsurance Percentage: 80/20 or 70/30

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Golden Rule Specific Disclaimers

Golden Rule Insurance Company - Please note: Covered expenses for nonemergency care received from a provider outside your network are reduced by 25% and are subject to an additional deductible amount equal to the per person deductible, then coinsurance rather than copay.

AFFORDABLE CARE ACT TAX. Short Term health insurance is health insurance outside of the Affordable Care Act ("Obamacare"). It does not include all ten of the minimum essential benefits of Obamacare and it does not cover pre-existing conditions. To learn more about the tax, its exemptions, and how to calculate the affordability of short term health with the tax, see here. To learn more about the differences between Short Term health insurance and Obamacare, see here.


Short-Term Medical Insurance Plans